FINANCE

Capital One survey: Holiday shoppers buying with cash, debit

BY Katherine Boccaccio

Wilmington, Del. — Survey results released Tuesday by ING Direct – to be rebranded Capital One 360 in 2013 – found that most Americans are purchasing holiday gifts with cash or debit cards this year.

The fourth annual holiday shopping survey found that more than three out of four Americans are purchasing gifts with cash or a debit card this year and more than three out of five (63%) are spending the same on holiday gifts as they did last year.

The survey also found that, as New Year’s resolution time approaches, 70% of Americans ages 18 to 34 say they will start saving more in 2013. Overall, 49% of respondents are going to kick-start savings plans.

"This year’s holiday shopper is taking the smartest approach to gift buying by sticking to what they can afford and positioning themselves for a worry-free start to 2013," said Jim Kelly, head of Direct Bank, Capital One.

According to respondents who are making financial resolutions, 38% plan on investing more for retirement and 33% will reduce or eliminate credit card debt in 2013.

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Dec-19-2012 06:07 am

Great recession has taught
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Dec-19-2012 06:07 am

Great recession has taught many of our fellows to save more. Those who are on a tight budget can save more by shopping this holiday season because retailers get the most aggressive during this season. They are offering all sorts of incentives to lure customers away from competitors. One such strategy is price matching, in which a retailer will recognize the advertised costs from other merchants. However, customers need to be cautious and read the "fine print." Read more here: Price matching can save you big, but be careful.

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REAL ESTATE

Englewood Construction launches work on Shops at North Bridge

BY Katherine Boccaccio

Chicago — Englewood Construction said Tuesday that its restaurant group has secured a project for Macerich and Darden Restaurants Inc. that will deliver a new Seasons 52 to The Shops at North Bridge, located on Chicago’s Michigan Ave and owned by Macerich.

Englewood will perform landlord infrastructure work for Macerich at a 9,249-sq.-ft. space and then commence a build-out for Seasons 52 at the same location.

Seasons 52 is owned and operated by Orlando, Fla.-based Darden Restaurants Inc.

The work is projected to be complete February 2013.

In March, Englewood will commence the build-out for Season 52’s first location in Chicago. The restaurant will occupy ground-floor space at the corners of Rush Street and Grand Avenue, and Cuhaci & Peterson Architects will work with Englewood on the build-out.

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News

Home Depot selects Clear Demand for pricing solution

BY Staff Writer

Scottsdale, Ariz. — Clear Demand Inc. said Tuesday that The Home Depot has licensed its next-generation pricing solution to support its commitment to pricing and analytics.

"Our commitment to creating an interconnected customer experience requires that we align ourselves with nimble innovators who can meet our evolving solution needs," said Hal Lawton, senior VP and president of online for The Home Depot. "This commitment also requires that we take small well-defined steps, communicate clearly across our merchant organization, provide tools that fit with the way our merchants work and get data to the point of decision quickly. Clear Demand has demonstrated a unique ability to support the flexibility required to maintain this commitment."

Clear Demand’s next-generation solution delivers innovations such as an Intelligent Rules Engine that reverse-engineers existing business rules for rapid setup and identifies inconsistencies in pricing strategy; Force Diagram Technology that reveals pricing forces on current and recommended prices for related items, for explaining price moves; and Multi-Channel Competitive Rules that integrate traditional and online competitive pricing intelligence.

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Mar-18-2013 06:06 am

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