OPERATIONS

Sears’ holiday plans include enhanced layaway services, mobile POS

BY Marianne Wilson

Hoffman Estates, Ill. — Kmart and Sears are gearing up for the holiday shopping season with the elimination of layaway service fees, a new layaway home delivery service and an enhanced in-store mobile experience.

Sears stores throughout the country are rolling out mobile point-of-sale devices to allow for shorter lines and greater convenience. The receipt can be emailed to them, printed or both. In addition, 500 Sears and Kmart stores recently armed associates with tablet devices that have a special shopping application for checking available inventory, accessing product information and videos, and selling merchandise available in stores or the company’s websites right from the selling floor.

Kmart has eliminated layaway service fees until Nov. 17, and Sears has eliminated layaway service fees from Sept. 29 to Oct. 29, and Nov. 2 to Dec. 3. Customers can also shop at the chains’ respective websites and place items on layaway. Layaway items can be picked up at the closest Kmart or Sears store – or, for the first time ever – starting Nov. 7, they can opt to have the items shipped to their home.

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J.Axl says:
Feb-07-2013 04:00 am

Good job Sears!
I have been a regular customer of Sears and I would suggest this place to all my friends and family members for any assistance regarding Smartphone’s or other portable devices. Keep up the good work and I wish the team best of luck for all the future ventures! read more

J.Axl says:
Feb-07-2013 04:00 am

I have been a regular customer of Sears and I would suggest this place to all my friends and family members for any assistance regarding Smartphone’s or other portable devices. Keep up the good work and I wish the team best of luck for all the future ventures! read more

M.Bhavish says:
Jan-24-2013 07:38 am

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M.Bhavish says:
Jan-24-2013 07:38 am

Inventure India is a management consulting firm has an unparalleled depth of knowledge and resources combined with functional and industry expertise for geographical reach. We help leaders make distinctive, lasting and substantial enhancement to the performance of their organizations. Business opportunities Best franchise in india Joint venture business consultants

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FINANCE

Walmart, American Express launch alternative to traditional bank accounts

BY Marianne Wilson

Bentonville, Ark. — Walmart and American Express have teamed up to offer customers an alternative to debit and checking accounts. The new service, called Bluebird, is designed to provide financial services to customers who often do not have traditional bank accounts. It will allow for deposits by smartphone and mobile bill paying, with no minimum balance or monthly, annual or overdraft fees.

“Bluebird is our solution to help consumers who currently may be poorly served by traditional banking products. It allows them to easily and safely move, manage, and spend their money. In an era where it is increasingly ‘expensive to be poor,’ we have worked with Walmart to create a financial services product that rights many of the wrongs that plague the market today,” said Dan Schulman, group president, Enterprise Growth, American Express.

Building on a pilot program launched in late 2011, Bluebird was shaped by feedback from consumers who said they were not getting the value they expect from traditional checking account and debit services because of increasingly higher fees. The service will be available next week online and in more than 4,000 Walmart stores.

Users of the new service will be able to put money onto the card through payroll direct deposit, remote check capture with a mobile application, with cash at a Walmart register, or by linking to a bank account.

Cash withdrawals from American Express’ ATM machines carry no fees or surcharges for customers enrolled in direct deposit. For those without direct deposit, withdrawals are $2. For out-of-network ATMs, each withdrawal is also $2 and additional operator fees may apply.

“Our customers tell us that they’re tired of navigating a complex maze of dos and don’ts to avoid the ever growing list of fees found on checking products. Bluebird solves this problem and we believe it’s the best product on the market to help customers affordably manage their everyday finances,” said Daniel Eckert, VP financial services for Walmart U.S.

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D.Khatri says:
Jan-09-2013 02:28 pm

This theme guides the
This theme guides the selection of speakers and frames the participant conversations that are central to the learning process. Many senior sales leaders place the Chief Sales Executive Forum on http://www.best-cover-letter-examples.com/ their calendars every year.

D.Khatri says:
Jan-09-2013 10:23 am

Shoppers new service should
Shoppers new service should be able to put revenue to the greeting card through paycheck strong pay in, rural check record having a cell phone request, by using dollars with a Target enroll, or perhaps by means of back linking to your job resume examples checking account.

D.Khatri says:
Jan-09-2013 02:28 pm

This theme guides the selection of speakers and frames the participant conversations that are central to the learning process. Many senior sales leaders place the Chief Sales Executive Forum on http://www.best-cover-letter-examples.com/ their calendars every year.

D.Khatri says:
Jan-09-2013 10:23 am

Shoppers new service should be able to put revenue to the greeting card through paycheck strong pay in, rural check record having a cell phone request, by using dollars with a Target enroll, or perhaps by means of back linking to your job resume examples checking account.

D.Khatri says:
Jan-03-2013 07:29 pm

Bluebird is our answer to aid
Bluebird is our answer to aid buyers who currently might be badly served by conventional banking merchandise. It makes it possible for them to effortlessly and securely move, manage, and devote their funds. In an period where it is increasingly ‘expensive to be poor,’ we have labored with Walmart to create cv templates a fiscal companies product that rights a lot of of the wrongs that plague the market place today,” said Dan Schulman, group president, Company Development, American Specific.

D.Khatri says:
Jan-03-2013 07:29 pm

Bluebird is our answer to aid buyers who currently might be badly served by conventional banking merchandise. It makes it possible for them to effortlessly and securely move, manage, and devote their funds. In an period where it is increasingly ‘expensive to be poor,’ we have labored with Walmart to create cv templates a fiscal companies product that rights a lot of of the wrongs that plague the market place today,” said Dan Schulman, group president, Company Development, American Specific.

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News

Fred’s to offer Western Union prepaid cards

BY CSA STAFF

ENGLEWOOD, Colo. — Fred’s will now offer Western Union prepaid cards at 645 stores in 15 states.

Available cards will include the MoneyWise and Gold Card MasterCards and the Western Union Telemundo MasterCard. All three of the cards can be used anywhere debit MasterCard is accepted, including at ATMs and for online shopping. Cards can be “topped up” or reloaded with cash at one of 45,000 Western Union Agent locations in the United States or at any Fred’s location that offers the cards.

Cardholders also can load funds onto their cards through direct deposit, through their bank accounts online or by directing a Western Union Money Transfer transaction directly onto the card.

“Before Western Union introduced any stored-value products, we asked our customers what they wanted,” said Mike Hafer, SVP global prepaid for Western Union. “The result was these cards – they are fee-friendly, and our customers can use them for the majority of their financial needs. We are not just selling cards. We are creating stronger bonds with our customers and introducing – and refining – solutions that our customers will want to use again and again.”

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